Credit Card Processing Built for Veteran Businesses.
Stop overpaying for payment processing. Get transparent pricing, next-day funding, and support from fellow veterans who understand your business. Save 20-30% compared to Square, Stripe, or PayPal.
Know Before You Apply
See Your Real Rate
No guessing games. Plug in your own numbers and see exactly what you'd pay — or not pay — before you fill out a single application field.
Calculate Your Real Processing Cost
Your numbers, real math — see the exact breakdown before you ever apply.
Cash Discount shifts the cost of card acceptance to customers who choose to pay by card, through a compliant point-of-sale surcharge — you keep 100% of every card sale instead of paying a processor out of it.
Know What You're Actually Paying For
How Card Processing Really Works
Every card swipe splits into three pieces. Two of them are set by Visa and Mastercard — nobody selling merchant services controls those. The third piece is where processors actually compete, and it's the only one worth comparing.
Set by Visa, Mastercard, Amex, and Discover — not by us, not by Square, not by anyone selling you a merchant account. It's the same base cost no matter who processes your card.
A smaller fee the card networks also charge on top of interchange. Also outside any processor's control — every provider passes this through.
The only number left, and the only one actually worth comparing between providers. Our Cash Discount program takes this piece to $0 for you.
Why Choose Us
Everything You Need to Accept Payments
From brick-and-mortar to online, we've got you covered with enterprise-level features at honest prices.
Transparent Pricing
No hidden fees, no surprises. Save 20-30% compared to traditional processors with our wholesale-plus pricing model.
Bank-Level Security
Military-grade encryption and fraud protection. Your customers' data is protected with enterprise-level security.
Accept Payments Anywhere
In-person, online, or mobile—we support all payment methods including chip, tap, swipe, and digital wallets.
Next-Day Funding
Get paid fast with next-business-day deposits. No waiting weeks for your hard-earned money.
Easy Integration
Seamless integration with QuickBooks, Xero, and popular e-commerce platforms. Works with your existing tools.
24/7 Veteran Support
Real people, real help. Our veteran support team is available around the clock—no offshore call centers.
Honest Comparison
See How Much You'll Save
Side-by-side comparison with major processors. No marketing spin—just the real numbers.
| FEATURES |  THE VETERAN ALLIANCE | SQUARE | STRIPE | PAYPAL | CLOVER |
|---|---|---|---|---|---|
| PRICING & VALUE | |||||
| Monthly rate (avg 50k/mo) | $49-99 | $0-$60 | $0-$60 | $0-$60 | $60-$160 |
| Per-Transaction Cost | 1.99% + $0.10 | 2.6% + $0.10 | 2.9% + $0.30 | 2.99% + $0.49 | 2.3% + $0.10 |
| Setup Fee | ✓ FREE | $300-$500 | $100-$300 | $0-$50 | $0-$50 |
| Contract Length | Month-to-month | 1-3 years | 1 year | 1-3 years | Month-to-month |
| Benefit Discount | 15% off all services | 5-10% | 5-10% | 5% | No |
| CORE FEATURES | |||||
| Next-Day Deposit | |||||
| Mobile App | |||||
| SUPPORT & SERVICE | |||||
| 24/7 Support Availability | |||||
| Dedicated Account Manager | ✓ All plans | Premium tier only | Premium tier only | Premium tier only | Premium tier only |
| US-Based Support Team | ✓ 100% | 4-24 hours | 8-48 hours | 8-48 hours | 24-48 hours |
| Implementation Support | ✓ Free | Paid add-on | Paid add-on | Paid add-on | |
| EXCLUSIVE ADVANTAGES | |||||
| Veteran Priority Service | |||||
| $25 Veteran Gift Card on Signup | |||||
| Specialized Advisory Support | addon | addon | |||
| Custom Integration Options | addon | ||||
| Advanced Analytics & Reporting | addon | addon | |||
| OVERALL ASSESSMENT | |||||
| Total Annual Savings Potential | $200 to $400+ | Competitive | Mid-range | Standard | Great Solutions |
| Best For | Growth businesses | Complex businesses | Mid-range | Standard | Small businesses |
PRICING & VALUE
Monthly rate (avg 50k/mo)
Per-Transaction Cost
Setup Fee
Contract Length
Benefit Discount
CORE FEATURES
Next-Day Deposit
Mobile App
SUPPORT & SERVICE
24/7 Support Availability
Dedicated Account Manager
US-Based Support Team
Implementation Support
EXCLUSIVE ADVANTAGES
Veteran Priority Service
$25 Veteran Gift Card on Signup
Specialized Advisory Support
Custom Integration Options
Advanced Analytics & Reporting
OVERALL ASSESSMENT
Total Annual Savings Potential
Best For
Average annual savings for veteran businesses: $200-$400+
Flexible Options
Choose Your Processing Model
Whether you want zero processing fees or traditional pricing, we have a solution that fits your business.
Cash Discount Program
Pass processing costs to customers who pay with cards. Offer discounts for cash payments.
- 0% effective processing rate
- Compliant signage & implementation
- Terminal & equipment included
- Full training & support
- Increase profit margins 3-4%
- 100% Visa/Mastercard compliant
Traditional Processing
Standard merchant account with competitive interchange-plus pricing.
- Transparent interchange-plus pricing
- No hidden fees or monthly minimums
- All major cards accepted
- Virtual terminal included
- Same-day funding available
- Dedicated account manager
Enterprise Solutions
Tailored solutions for high-volume businesses with specialized needs.
- Custom rate negotiation
- Multi-location management
- Advanced reporting & analytics
- API integration support
- Chargeback protection
- White-glove onboarding
No Long-Term Contracts • Cancel Anytime • Month-to-Month
Complete Transparency
Zero Hidden Fees, Actually Zero
Read your statement from any processor and you'll find fees that aren't on their pricing page. Here's the full list of what we don't charge — not the highlights, the whole list.
POS Processing · Hardware & Software
POS Processing That Works for You
Point-of-sale terminals, mobile readers, and virtual terminals — choose from the latest payment technology whether you're in-store, on-the-go, or online.
Countertop Terminals
Full-featured terminals for retail locations
Mobile Card Readers
Accept payments on-the-go with smartphone/tablet
Virtual Terminal
Process phone/mail orders from any computer
E-Commerce Gateway
Accept online payments on your website
The VA Advantage
Why Veteran Businesses Choose Us
Save 20-30% on Fees
Wholesale pricing that cuts your processing costs significantly compared to major processors
Next-Day Funding
Access your money faster with deposits within 24 business hours
No Long-Term Contracts
Month-to-month agreements. No cancellation fees if you're not satisfied
Real-Time Reporting
Track sales, view transactions, and monitor performance from any device
Veteran-Owned Business Priority
Faster approvals and preferential pricing for fellow veteran entrepreneurs
Success Stories
What Veteran Business Owners Say
Simple Process
Get Started in 3 Easy Steps
Quick online application takes 10-15 minutes. Have your business info, bank details, and owner information ready.
Most veteran businesses approved within 24-48 hours. We'll contact you with any questions or to confirm details.
We ship your equipment, help you integrate, and train your team. You'll be accepting payments in 3-5 business days.
What to Have Ready Before You Apply
Frequently Asked Questions
What's the difference between Cash Discount and Traditional processing?
Cash Discount lets you pass processing fees to customers who pay with cards, while offering a discount for cash. This can eliminate your processing costs entirely. Traditional processing means you pay the fees (typically 1.99% + $0.10/transaction). Many businesses prefer Cash Discount to boost profit margins.
How long does approval take?
Most veteran-owned businesses are approved within 24-48 hours. We prioritize applications from the military community. You'll have a dedicated specialist walking you through setup.
What types of businesses do you work with?
We work with retail, restaurants, e-commerce, professional services, contractors, and more. If you run a legitimate business, we can process your payments. High-risk industries may have specialized pricing.
Are there any hidden fees?
No. We're 100% transparent. Your rate is your rate. No monthly minimums, no PCI non-compliance fees, no statement fees, no random "regulatory" charges. What you see is what you pay.
What equipment do I need?
It depends on how you take payments. In-person? We have countertop terminals and mobile readers. Online only? Just need our payment gateway. Phone orders? Virtual terminal is included. We'll help you choose the right setup.
Can I keep my current equipment?
Maybe. If you own your current terminals (not leasing), we can often reprogram them to work with our system. This saves you money on new equipment. We'll need the make/model to confirm compatibility.
Do refunds cost me anything?
Under card network rules, the interchange fee on a refunded transaction generally isn't returned to the merchant — that's a card network policy, not a markup we're keeping. We don't add an extra refund fee on top of that industry-standard cost.
What happens if a customer disputes a charge?
Chargebacks happen to every processor, on every platform. What matters is how fast you find out and how much help you get responding. You're notified as soon as a dispute opens, and a real person — not a support ticket queue — walks you through gathering evidence and responding before the deadline.
What does "PCI-DSS Level 1" actually mean?
It's the highest tier of card-data security certification in the industry — the same standard the largest processors are held to. It's not a badge we slapped on a webpage; it's an independently audited compliance requirement we have to re-earn every year.
Ready to Start Saving on Payment Processing?
Transparent pricing, next-day funding, and a processor that's actually on your side. The application takes 10-15 minutes.
Bank-Level Security • No Long-Term Contracts • Veteran Priority Approval