The Veteran Alliance Home Warranty — finally, something that makes sense.
Built by veterans. For veterans. No BS. Powered by The Veteran Alliance. Everything in your house eventually breaks; we cover the repairs so you can focus on what matters.
Veteran & Member Discounts
- 10% off — Active duty, veterans & military families
- 20% off — Alliance members
- 50% off first year — VA home loan customers
- First year FREE — Alliance members who buy with a VAB VA Loan
The Basics
What exactly is a home warranty?
A home warranty covers the repair or replacement of major systems and appliances when they break down from normal wear and tear — because everything eventually does. It works alongside homeowners insurance, not instead of it.
Home Warranty
Covers the stuff that breaks because you actually use it. Your AC doesn't care that it's July — it'll quit when it wants.
- HVAC systems failing from age
- Plumbing leaks and stoppages
- Electrical panel issues
- Appliance mechanical failures
- Water heater breakdowns
Homeowners Insurance
Covers the catastrophic stuff — fires, storms, theft. Required by your lender. Does nothing when your water heater decides to retire.
- Fire, smoke and water damage
- Theft and vandalism
- Storm and wind damage
- Liability for injuries on property
- Structural damage
Pro Tip: They're designed to work together. Most homeowners have both for complete protection. The Veteran Alliance can help you with both.
Use your own repairman. From day one.
Most home warranty companies make you wait while they search their contractor network for someone in your area — which can take days. With The Veteran Alliance Home Warranty, you can call your own trusted contractor immediately and get the repair done on your schedule, at the quality level you expect.
We'll communicate your coverage limits for the initial visit. If further repairs or a full replacement are needed, we review and authorize based on your contract — no surprises, no runaround.
Faster Repairs
No waiting 2–3 days for an available contractor in your area
Trusted Quality
Use the technician you already know and trust
Full Transparency
We tell you your coverage limits upfront — no surprises at billing
How Claims Work
Get Your Real Quote
Enter your address and a few property details — we price your exact home in real time, no generic tiers.
Something Breaks
Because it will. Usually right before a holiday or when you have guests coming.
Call Your Guy
Use your trusted local contractor — no waiting on the warranty company to find someone.
We Authorize & Pay
We review coverage, authorize repairs or replacement up to your plan limits, and you're done.
The Difference
Why veterans are making the switch.
We got tired of the same broken system and built something better — for us and for you.
Most Plain-English Contract
The clearest contract in the home warranty industry. No gotchas. No bait-and-switch. If it's covered, it's covered — period.
Built by Veterans
100% veteran-staffed. We understand PCS moves, deployments, and the financial realities of military life.
We Pay Out
We built this to serve the veteran community — not to hunt for reasons to deny a claim. If it's covered, we pay it.
No Phone Trees
File right from your dashboard — no hold music, no 800 number, no essays. Then we get to work.
File Online. Handled Fast!
No need to call an 800 number at 0200 on a Sunday. Just jump into your dashboard and file the claim. Quick. Easy. No bots, no scripts — just help.
Military Flexibility
PCS orders? Deployment? Our plans adapt to your military lifestyle. No penalty for relocation.
The Comparison
The old way vs. the VAB way.
This is what most homeowners have come to expect from a home warranty. It's not what you get here.
Wait 2–3 days while they search their contractor network for someone in your area
Call your own trusted contractor today — no network, no wait
30-day waiting period before you can even file a claim
Coverage starts immediately on enrollment — no waiting period
Dense contract, buried exclusions, fine-print surprises at claim time
Plain-English contract — if it's covered, it's covered. Period.
One-size-fits-all pricing, no loyalty for service
Veteran discounts up to 20% off, plus 50% off (or your first year free) when you close on a VAB VA Loan
Generic national contractor network you've never heard of
Option to hire a veteran-owned pro through Jodi's List — keep it in the family
No waiting period. Coverage starts the day you enroll.
In Plain English
What we actually cover.
Here's exactly what's protected. Hover over each card to see what's included.
Heating & Cooling
Hover to see coverage →
Because your AC will definitely quit on the hottest day of summer. Murphy's Law is still in effect.
- Central Air Conditioning
- Central Heating System
- Furnace & Heat Pump
- Ductwork
Electrical
Hover to see coverage →
When the lights go out and it's not a training exercise. We'll get you back online, fast.
- Electrical Panels
- Wiring & Circuits
- Lighting Fixtures
- Breakers & Outlets
Plumbing
Hover to see coverage →
Leaks, clogs, and mysterious water sounds at 0300. We've got plumbers on standby.
- Leaks & Breaks
- Stoppages & Clogs
- Fixtures & Faucets
- Sump Pumps
Kitchen Appliances
Hover to see coverage →
Fridge on the fritz? Dishwasher staging a revolt? We'll handle it.
- Refrigerators
- Dishwashers
- Ovens & Ranges
- Microwaves
- Garbage Disposal
Laundry
Hover to see coverage →
Because running out of clean socks is not an option, especially on base.
- Washing Machine
- Dryer
Water Heater
Hover to see coverage →
Cold showers build character, but hot water is better.
- Tank Water Heaters
- Tankless Units
Garage Door
Hover to see coverage →
When the garage door decides it's done, you'll be glad you're covered.
- Garage Door Opener
- Motor & Track
HVAC Ductwork
Hover to see coverage →
The hidden system that keeps your home comfortable all year.
- Supply & Return Ducts
- Vents & Registers
No Surprises
What's typically not covered.
Every home warranty has a short list of standard exclusions — we'd rather you know them now than find out mid-repair. Your exact terms are in the service agreement you get before checkout.
Pre-Existing Conditions
Anything you knew was broken (or should have known) before your coverage started.
Cosmetic Damage
Scratches, dents, and discoloration that don't affect how the system or appliance works.
Code & Permit Upgrades
Bringing an old system up to current building code when it's repaired or replaced — that's on the homeowner, same as with any warranty.
Neglect or Misuse
Damage from skipped maintenance, misuse, or a repair someone other than an authorized pro attempted first.
This list is standard across the industry — the difference is we're telling you upfront instead of hoping you never read the contract.
Pricing
Straightforward pricing. No games.
The prices below are illustrative starting points — your real quote is priced live for your exact property when you check out. No surprise fees, no hidden charges. Veterans get 10% off · Members get 20% off · Discounts applied at checkout.
Appliances Plan
Perfect for newer construction or homes with newer systems
Deductible: $200 per claim · No service call fee
Coverage limits confirmed on your service agreement at checkout
- Kitchen Refrigerator
- Dishwasher
- Oven/Range/Cooktop
- Built-in Microwave
- Garbage Disposal
- Washing Machine
- Dryer
- HVAC System
- Plumbing System
- Electrical System
Whole Home Plan
Best value — complete protection for most homeowners
Deductible: $200 per claim · No service call fee
Coverage limits confirmed on your service agreement at checkout
- Kitchen Refrigerator
- Dishwasher
- Oven/Range/Cooktop
- Built-in Microwave
- Garbage Disposal
- Washing Machine
- Dryer
- HVAC System
- Plumbing System
- Electrical System
- Water Heater
- Garage Door Opener
- Central Vacuum
- Doorbell & Attic Fans
- Smoke Detectors
Systems Plan
Focus on the big-ticket mechanical systems in your home
Deductible: $200 per claim · No service call fee
Coverage limits confirmed on your service agreement at checkout
- HVAC System
- Plumbing System
- Electrical System
- Water Heater
- Garage Door Opener
- Central Vacuum
- Kitchen Refrigerator
- Dishwasher
- Washer/Dryer
Make It Yours
Customize with add-ons.
Tailor your coverage to your specific home. Add only what you need. Hover over each add-on to learn more.
Additional Washing Machine
+$3.10/moAdditional Washing Machine
Additional washing machine coverage beyond your base plan limits.
+$3.10/moAdditional Dryer
+$1.20/moAdditional Dryer
Additional dryer coverage beyond your base plan limits.
+$1.20/moAdditional Refrigerator
+$6.80/moAdditional Refrigerator
Additional refrigerator coverage — because a warm fridge is a very bad day.
+$6.80/moAdditional Range/Oven/Cooktop
+$2.60/moAdditional Range/Oven/Cooktop
Range, oven, and cooktop coverage beyond base plan limits.
+$2.60/moKitchen Exhaust Fan
+$1.00/moKitchen Exhaust Fan
Kitchen exhaust fan and ventilation system coverage.
+$1.00/moAdditional Microwave
+$1.70/moAdditional Microwave
Built-in or countertop microwave coverage. Small cost, big relief.
+$1.70/moAdditional Garbage Disposal
+$1.70/moAdditional Garbage Disposal
Additional garbage disposal coverage beyond base plan limits.
+$1.70/moWine Chiller
+$5.50/moWine Chiller
Built-in or freestanding wine chiller. Your collection deserves it.
+$5.50/moFreezer
+$1.70/moFreezer
Standalone or chest freezer coverage. Protect your frozen assets.
+$1.70/moIce Maker
+$4.30/moIce Maker
Built-in or standalone ice maker coverage. Always be ready for guests.
+$4.30/moAdditional Dishwasher
+$2.80/moAdditional Dishwasher
Additional dishwasher coverage beyond base plan limits.
+$2.80/moWater Heater ($2,000 limit)
+$15.30/moWater Heater ($2,000 limit)
Water heater coverage up to $2,000 per unit. Cold showers are not an option.
+$15.30/moWater Heater ($1,000 limit)
+$7.80/moWater Heater ($1,000 limit)
Water heater coverage up to $1,000 per unit.
+$7.80/moA/C ($3,000 limit)
+$30.00/moA/C ($3,000 limit)
Air conditioner coverage up to $3,000. Because your AC will quit on the hottest day.
+$30.00/moA/C ($1,000 limit)
+$15.00/moA/C ($1,000 limit)
Air conditioner coverage up to $1,000 per unit.
+$15.00/moHeating System ($3,000 limit)
+$12.00/moHeating System ($3,000 limit)
Heating system coverage up to $3,000. No freezing winter emergencies.
+$12.00/moHeating System ($1,000 limit)
+$6.00/moHeating System ($1,000 limit)
Heating system coverage up to $1,000 per unit.
+$6.00/moHVAC Compatibility Upgrade
+$16.00/moHVAC Compatibility Upgrade
Covers compatibility costs when replacing HVAC with updated models. Modern systems, covered.
+$16.00/moExternal Lines
+$25.00/moExternal Lines
Sewer, water & gas lines from home to street. What happens underground is usually very expensive.
+$25.00/moLimited Roof Leak Repair
+$7.50/moLimited Roof Leak Repair
Patch repairs to stop active roof leaks. Prevent small leaks from becoming big problems.
+$7.50/moSeptic System
+$10.00/moSeptic System
Septic tank, pump, and drain field coverage. Trust us, you want this covered.
+$10.00/moSprinkler System
+$14.80/moSprinkler System
Underground sprinkler system, timer & valve coverage. Your lawn will thank you.
+$14.80/moWell Pump
+$10.00/moWell Pump
Well pump & related components. Essential if you're not on city water.
+$10.00/moOutdoor Kitchen
+$5.50/moOutdoor Kitchen
BBQ grills, outdoor refrigerators, and sinks. For when your backyard is basically a restaurant.
+$5.50/moSmart Home Devices
+$2.25/moSmart Home Devices
Smart thermostats, doorbells, locks & security systems. The future, covered.
+$2.25/moBrand-for-Brand
+$22.80/moBrand-for-Brand
Same-brand replacement when repair isn't possible. No generic substitutions — ever.
+$22.80/moCentral Vacuum
+$3.50/moCentral Vacuum
Built-in central vacuum system and motor unit. Yes, people still have these. Covered.
+$3.50/moInstalled Generator
+$5.00/moInstalled Generator
Whole-house standby generator coverage. Because the grid isn't as reliable as we'd like.
+$5.00/moSwimming Pool & Spa
+$16.00/moSwimming Pool & Spa
Pool pump, filter, heater & spa equipment. Summer maintenance just got easier.
+$16.00/moWater Purification System
+$2.25/moWater Purification System
Whole-house water filtration and softener systems. Your pipes and skin will thank you.
+$2.25/moExtra Units
Additional appliances.
Have more than one? Want to protect the garage fridge, too? Add these individual appliances to any plan.
Washing Machine
Dryer
Dishwasher
Refrigerator
Range/Oven/Cooktop
Microwave
Garbage Disposal
Own rental properties? We've got you covered too.
This isn't just for primary residences. If you own investment properties or are a landlord, we offer a Property Warranty specifically designed for property owners — available standalone or as part of the Landlord Bundle.
The Landlord Bundle combines property warranty coverage, landlord insurance, and property management tools into one complete package — ideal for veterans building their real estate portfolio.
Explore the Landlord Bundle →Property Warranty
Same great mechanical system coverage for your rental units
Landlord Bundle
Property warranty + landlord insurance + property management tools
Multi-Property Pricing
Special rates for landlords with multiple properties
Tenant-Friendly Claims
Easy claims process for tenants, managed by you
Use your VA loan benefit & save big on your warranty.
If you're purchasing a home, our team can help you apply your VA home loan benefit — and when you close with us, you get significant home warranty savings as part of the deal.
50% Off First Year
Any customer who purchases a home using a VA loan through The Veteran Alliance
First Year FREE
Alliance members who purchase their home using a VAB VA Loan
Why Use Your VAB VA Loan?
- Zero down payment
- No private mortgage insurance (PMI)
- Competitive interest rates
- Veteran concierge service throughout the process
- First year home warranty FREE for Alliance members
Discount and free-year offers apply at enrollment. See terms & conditions for details.
Need a contractor? Keep it in the family.
Remember — with your Veteran Alliance Home Warranty, you can use your own repairman. So why not hire a veteran-owned business? Jodi's List is a free directory of verified veteran-owned businesses across the country — from HVAC and plumbing to electrical, construction, and every home service in between.
Every business on Jodi's List is verified military veteran-owned with proper documentation. No stolen valor. No cost to search. Just veterans taking care of veterans — exactly the way it should be.
Why Jodi's List?
Verified Veteran-Owned
Every business verified with proper military documentation — no stolen valor.
100% Free for Veterans
No cost to search, browse, or connect. Free to list your own business too.
Support the Community
No one takes care of the veteran community like the veteran community.
Nationwide Coverage
Find veteran-owned home service pros in all 50 states.
Because no one is going to take care of the Veteran Community like the Veteran Community!
jodislist.comFrequently asked questions.
Ready to Actually Protect Your Home?
Peace of mind for every veteran homeowner, starting at just $1/day. Join thousands of veterans who've made the switch to the most transparent home warranty in the industry.