Skip to main content
The Veteran Alliance
Insurance
Personal Insurance

Insurance you can trust.

One form gets you quotes shopped across 35+ carriers — plus VetLife and Personal Liability Shield, the two products VAB underwrites and owns outright. No jargon, no runaround, and no guessing which one you're actually buying.

11
Coverage Lines
35+
Carriers Shopped
2
VAB-Owned Products
Minutes
To Get Quoted

How It Actually Works

One form. Two paths to coverage.

Same intake, two different ways your coverage gets sourced.

01
Tell Us Once

One form covers who you are and what you need protected — no re-typing the same details for every carrier.

02
We Shop It, Or We Own It

Carrier-based lines get shopped across VAB's 35+ carrier network. VetLife and Personal Liability Shield are underwritten directly by VAB.

03
A Veteran Walks You Through It

Review real quotes with a licensed advisor who's also a veteran, then pick what actually fits — not what's easiest to upsell.

Where Your Coverage Comes From

VAB-owned vs. carrier-shopped.

Not everything on this page comes from the same place — and we think you should know which is which before you buy.

Owned & Underwritten by VAB

VAB is the underwriter on these — not a middleman. If you have a claim, you're dealing with us directly.

Shopped Across 35+ Carriers

VAB doesn't underwrite these — we shop them for you across our carrier network and you're covered by whichever carrier fits best.

Coverage Options

Pick your protection.

One form, multiple carriers — plus the two products VAB owns outright. Pick the protection that fits your life.

Carrier-Shopped

Auto Insurance

Full coverage or liability, shopped across VAB's carrier network from one form. Multi-vehicle and military-training safe-driver discounts get applied automatically wherever a carrier offers them.

Get Quote
Carrier-Shopped

Home Insurance

Protect your home, belongings, and liability — with PCS move coverage and deployment-related protections built into the shop, not bolted on after you ask.

Get Quote
Carrier-Shopped

Renters Insurance

Coverage for your stuff and your liability, even if you rent — tenant legal liability as the base, with pet damage and security-deposit-alternative add-ons available.

Get Quote
VAB-Owned

VetLife Insurance

Underwritten and owned by VAB, not resold from someone else's shelf. Guaranteed acceptance for qualified veterans, no medical exam, no combat exclusion buried in the fine print.

Get Quote
Carrier-Shopped

Umbrella Insurance

Extra liability protection above your auto and home limits, for when a claim outruns what those policies pay. One more conversation with your advisor, not a separate shopping trip.

Get Quote
Carrier-Shopped

Motorcycle & RV

Coverage for bikes, RVs, and toys a standard auto policy won't reliably protect — shopped the same way as your everyday auto coverage.

Get Quote
VAB-Owned

Firearms Insurance

Specialized coverage for your firearms collection. No deductible, and itemized pieces are scheduled for full replacement value — no piece-by-piece receipt hunt after a loss.

Coming Soon
Carrier-Shopped

High Value Property

Jewelry, watches, art, and collectibles scheduled for full replacement value instead of capped under your home policy's standard personal-property limit.

Get Quote
Carrier-Shopped

Pet Insurance

Because your furry battle buddy deserves healthcare too — accident, illness, and wellness coverage, with PCS relocation and deployment pet-care options.

Get Quote
Carrier-Shopped

ID Theft Protection

24/7 monitoring with veteran-specific VA benefits protection — your disability rating and VA.gov account are exactly the kind of target a generic identity-theft plan doesn't watch for.

Get Quote
VAB-Owned

Personal Liability Shield

VAB's own broad-liability coverage, layered on top of what you already carry — identity-theft monitoring, recovery support, and a legal defense team from day one, not after you've already lost ground.

Coming Soon

Why The Veteran Alliance

Built by veterans, for veterans.

Every Advisor Is a Veteran

The person quoting your policy has worn the uniform. We know PCS moves, deployment gaps, and VA disability ratings because we've lived them, not because we read it off a script.

One Form, 35+ Carriers

Fill out your information once. We shop it across our carrier network instead of sending you carrier-hopping on your own, and any military discount a carrier offers gets applied automatically.

Two Products We Actually Own

VetLife and Personal Liability Shield are underwritten by VAB, not resold from someone else's shelf. When you have a claim on those, you're dealing with us — not a third party we handed you off to.

Free to Compare, No Catch

We're paid a commission by the carrier when you buy — never by you, and never in a way that changes your premium. Comparing quotes costs nothing and locks you into nothing.

Personal insurance questions, answered straight

No jargon, no fine-print games — just what you're actually asking.

VetLife and Personal Liability Shield are underwritten and owned directly by VAB — we're the ones on the hook for the claim. Everything else on this page (auto, home, renters, umbrella, and the rest) is shopped across VAB's network of 35+ carrier partners, and you're covered by whichever carrier you choose. Both paths run through the same one-form process.

Yes. We're paid a commission by the carrier when you buy a policy — that's it. It never affects your premium, and there's no cost or obligation to compare.

Many of VAB's carrier partners offer military and veteran-specific discounts — good-driver credit for military training, deployment storage discounts, and multi-policy bundling among them. We apply whatever's available for your situation automatically; we don't make you dig for it.

Most civilian home policies have vacancy clauses that reduce or void coverage once a property sits empty for 30–60 days, and a long deployment can trigger that without warning. Our advisors build a deployment plan into your policy before you ship out — not after you've already filed a claim and found out the hard way.

Yes — auto, home, renters, and umbrella can all run through the same shop. Tell your advisor what you're carrying now and they'll tell you what pairs well for your situation.

Nothing changes until you say so. We shop your information against our carrier network and VAB's own products, show you what comes back, and you decide whether switching is worth it. There's no auto-cancellation of anything you already have.

Still Have Questions?

Our experts are here to help. Get personalized answers and start your application today.

Ready to Get Protected?

Get quotes in minutes. Or import your existing policy to see if we can find you better coverage.