Coverage that keeps your fleet rolling.
Carrier liability and cargo liability for veteran-owned trucking and commercial fleets, written on Technology Risk Retention Group (TRRG) paper. This line is quoted by a real underwriter — not our self-serve instant-quote path.
What It Covers
Built for Your Fleet
Every fact here traces to the real catalog — nothing invented, nothing oversold.
Carrier Liability
Liability coverage for your operation as a motor carrier — the core of any commercial auto/trucking policy.
Cargo Liability
Coverage for the freight you're hauling, written alongside your carrier liability on the same TRRG paper.
First-Party Coverage
Not Live YetCoverage for your own trucks and equipment is being built on a captive right now. It is not live yet — we will not sell you something that doesn't exist.
This is not an instant online quote.
Commercial auto and trucking is quoted by a licensed underwriter — not the self-serve instant-quote path we use for Commercial General Liability or Commercial Property. Written on Technology Risk Retention Group (TRRG) paper, and live now. You'll get a real person looking at your fleet, not an algorithm returning a number in seconds.
How It's Quoted
From Fleet Details to a Real Quote
Three steps — a real underwriter is in the loop, not just a form.
Vehicle count, operating radius, cargo type, and your business's safety record — the same information any commercial auto underwriter needs to start.
This line is quoted by a real underwriter on Technology Risk Retention Group (TRRG) paper — not the self-serve instant-quote path used for our other commercial lines.
Carrier liability and cargo liability, priced for your specific fleet, with a dedicated point of contact for questions before you bind.
Commercial auto and trucking covers your carrier liability and your cargo liability, written on Technology Risk Retention Group paper. Unlike our other commercial lines, this one is not an instant online quote. A real underwriter reviews your fleet details and prices your policy directly. First-party coverage for your own trucks is being built on a captive right now, but it isn't live yet, so we won't sell it to you before it's ready.
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Why Veteran-Owned Fleets Choose VAB
A commercial insurance team built by veterans, for veteran-owned fleets.
Real Underwriting, Not a Black Box
A licensed underwriter reviews your fleet directly on TRRG paper — you're not guessing at what an algorithm decided.
Honest About What's Live
Carrier and cargo liability are live today. First-party coverage is still being built — we'll tell you the moment it's ready, not before.
Frequently Asked Questions
No. Commercial auto and trucking is quoted by a licensed underwriter — this is not the self-serve instant-quote path we use for products like Commercial General Liability or Commercial Property. You submit your fleet details, a real underwriter reviews them, and your quote comes back priced for your specific operation.
Carrier liability and cargo liability, written on Technology Risk Retention Group (TRRG) paper. First-party coverage for your own trucks and equipment is being built on a captive — it is not live today, so we're not selling it as available yet.
Veteran-owned trucking and commercial fleets. If you're operating trucks under your own authority, this is the line that covers your carrier and cargo exposure.
Technology Risk Retention Group (TRRG) paper, and it's live now. That's the same carrier paper backing our other commercial lines quoted through our instant-quote program — the difference here is who prices it, not who backs it.
There's no formal bundle wired for commercial auto and trucking today. If you also need General Liability or Commercial Property for the same business, tell your specialist — they'll look at your full picture, but each line is currently priced on its own.
Your fleet doesn't stop.
Neither should your coverage.
Tell us about your operation. A licensed underwriter reviews it and a commercial insurance specialist follows up with your quote.
Insurance products subject to underwriting approval and state availability. Not all products available in all states. Commercial auto and trucking coverage is quoted by a licensed underwriter — no policy is in force until issued.