Protect the property that protects your business.
Commercial property and habitational coverage, quoted through our TRRG program. Instant pricing up to $10M — larger risks are routed to Aon instead of squeezed through a calculator that isn't built for that scale.
Coverage Tiers
Sized for Your Portfolio
One real number from the catalog, split into two honest tiers.
Priced Instantly
Commercial property risks up to $10M are quoted through our TRRG program. States are in place; the self-serve calculator is still being finished, so you may be asked a few extra questions before your number is final.
Routed to Aon
Larger commercial property and habitational-portfolio risks are routed to Aon rather than force-fit into a self-serve calculator that isn't built for that scale.
Commercial Property Coverage
Core property coverage for the buildings your business operates in or owns.
Larger Habitational Portfolios
Built for commercial property owners and larger habitational portfolios — not just single-tenant commercial buildings.
Who backs this
TRRG program. States are in place; the self-serve calculator is still being finished, so a specialist may follow up on a few details before your quote is final.
How It's Quoted
From Property Details to a Real Quote
Three steps — sized to your risk, not forced into one path.
Address, property type, and estimated value — including habitational portfolios, not just single commercial buildings.
Up to $10M, your risk is quoted through our TRRG program. The self-serve calculator is still being finished, so a specialist may follow up on a few details.
Under $10M, review your number and bind. Over $10M, we route you to Aon instead of pretending our calculator can handle it.
Commercial property covers your buildings and larger habitational portfolios, priced through our TRRG program on Technology Risk Retention Group paper. Instant pricing is available up to ten million dollars. States are in place, and our self-serve calculator is still being finished, so you may be asked a few extra questions before your number is final. Above ten million dollars, we route you straight to Aon instead of pretending our calculator can handle it. It also bundles with Guaranteed Rent at investor-loan origination.
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Why Property Owners Choose VAB
Sized right, priced honestly, no scale you're forced to fake.
Fast Pricing Up to $10M
Most commercial property risks under $10M are priced through our live underwriting partnership — no waiting on a broker for the common case.
Bundled at Loan Origination
Bundled with Guaranteed Rent at investor-loan origination, so investors price both at once instead of shopping separately.
Frequently Asked Questions
Up to $10M through our TRRG program. Larger risks — including larger habitational portfolios — are routed to Aon rather than squeezed through a calculator that isn't built for that scale.
Both. This product covers commercial property and habitational coverage — it's built for commercial property owners and larger habitational portfolios, not just single-tenant commercial buildings.
Mostly, but not entirely finished yet. States are in place for the TRRG program, and the self-serve calculator is still being completed — so you may be asked a few extra questions before your number is final. We'd rather tell you that than oversell a polished tool that isn't quite there.
We route you to Aon. That's not a dead end — it's the honest handoff for risk sizes our instant-quote path isn't built to price.
Yes — Commercial Property is bundled with Guaranteed Rent at investor-loan origination, so investors can price both at once. It also pairs with Commercial General Liability under the same TRRG program.
Property risk doesn't check your calendar.
Neither do we.
Get priced up to $10M through our live underwriting partnership — or get routed straight to Aon if your portfolio is bigger.
Insurance products subject to underwriting approval and state availability. Not all products available in all states. Commercial property is written through the TRRG program up to $10M; larger risks are routed to Aon.