Film & Entertainment Production Coverage
First-party protection for the equipment, sets, and footage a production can't survive losing.
This is an estimate, not a bound policy — a licensed VAB producer confirms final terms before coverage starts. Sgt. Savings can answer questions but can't quote, bind, or guarantee coverage.
A production depends on a handful of physical assets it genuinely can't afford to lose — camera and grip equipment, built sets and props, and the actual recorded footage before it's safely delivered. Film & Entertainment Production Coverage protects those assets, plus property you're using at a location that belongs to someone else. This is strictly first-party property protection — it carries no liability coverage and no duty to defend a lawsuit.
Who This Is Really For
The ideal buyer.
The ideal buyer is a producer or production company gearing up for a shoot with real rented or owned equipment on the line, usually pushed toward buying this coverage because a rental house or a filming location's owner requires proof of insurance before they'll hand over a camera package or the keys to a space. Many are on their first or second independently financed production and haven't had to think seriously about equipment or footage risk before, since earlier projects may have run under a studio's or a rental house's own coverage. What makes this the right fit over a generic business property policy is that it's purpose-built around a production's actual physical assets — equipment, sets, props, and the footage itself before it's safely delivered — rather than a general office or inventory policy that wasn't designed with a moving shoot in mind.
- Independent production companies shooting on rented or owned equipment
- Companies producing a commercial or branded content shoot
- Documentary crews filming on location
- Productions borrowing or renting a filming location and the property inside it
- Any production whose recorded footage would be a real loss if damaged before it's backed up and delivered
What It Covers
Coverage, broken down.
Coverage A — Production Equipment
Cameras, grip, lighting, and other gear used to physically make the production.
Coverage B — Props, Sets & Wardrobe
The physical props, built sets, and wardrobe pieces used in the production.
Coverage C — Negative Film & Recorded Media
The actual recorded footage and media itself.
Coverage D — Extra Expense
Added costs to keep the production on schedule after a covered loss.
Coverage E — Property of Others at Production Locations
Property belonging to the location owner or another party, while you're using it for the shoot.
Illustrative Scenario — How This Coverage Responds
Illustrative scenario — camera equipment and unbacked footage are lost mid-shoot
Imagine a production's camera package is damaged in an on-set accident, and a hard drive holding a day's unbacked-up footage is lost along with it. Coverage A responds to the equipment damage, Coverage C — Negative Film and Recorded Media — responds to the cost of recreating or restoring the footage, and Coverage D — Extra Expense — helps with the added costs of getting the shoot back on schedule. This is a walkthrough to illustrate how the coverage responds, not a description of an actual claim or a promised payout.
Illustrative example for education only — not a claim outcome or a promise of payment. Every claim depends on the actual policy issued and its terms.
More Than One Way In
More scenarios.
Real coverage doesn't fit one story. Here's who else this shows up for.
A rented lens is dropped and damaged on location
Picture a shoot where a rented lens is dropped and cracked while being swapped between setups. Coverage A — Production Equipment — is built to respond to exactly this kind of physical damage to gear being used to make the production, rented or owned.
A location owner's furniture is damaged during filming
Consider a shoot filming inside a private home, where a piece of the homeowner's furniture used as a prop is damaged during a scene. Coverage E — Property of Others at Production Locations — is built specifically for this kind of exposure tied to using someone else's space.
A hard drive of unbacked footage is stolen from a production van
Think of a documentary crew whose production van is broken into overnight, and a hard drive holding a day's unbacked-up footage is taken along with a camera bag. Coverage C — Negative Film and Recorded Media — is built around the loss of the recorded footage itself, separate from the equipment.
Know The Gaps
What this doesn't cover.
Every policy has limits. Knowing them before you buy is how you avoid a denied claim later.
Earth movement and flood, unless a specific sublimit has been added
Neither peril is included by default — flag both at quote if your shoot location has real exposure to either.
Broader building-code or governmental-action losses beyond the base form's standard treatment
If your production has unusual exposure here, raise it at quote — the base form doesn't carve back more than its standard treatment.
Any liability exposure — cast or crew injury, a third party hurt on set, damage you cause to someone else's property
This is property coverage only. A separate liability policy is required to cover injuries or damage you're responsible for during production.
Loss outside the US, its territories, Puerto Rico, and Canada
There's no worldwide election on this form — a production shooting abroad needs to flag that before the shoot, not after something happens.
Behind The Quote
What goes into the decision.
What actually moves your price and your approval — no black box.
The value of rented versus owned equipment on the shoot
Rental houses often require proof of coverage before releasing a camera package, so knowing the total rented equipment value at stake is a direct input into the limit that needs to be in place before the shoot starts.
Backup practices for recorded footage
Coverage C responds to the recorded media itself, so how and how often footage is backed up during production is worth discussing at quote, since it shapes the real exposure if a drive or card is lost.
Number and type of filming locations
Every location used for the shoot, and any borrowed property inside it, factors into the exposure Coverage E is meant to address — flag locations with valuable contents specifically.
Whether the shoot is domestic or international
This form doesn't extend beyond the US, its territories, Puerto Rico, and Canada — a production shooting internationally needs to address that gap before travel, not assume it's covered.
Let's get you covered.
Tell us what you need on Film & Entertainment Production Coverage — a licensed VAB advisor follows up personally. No bots, no runaround.
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Availability
Available nationwide, covering production activity within the US (including territories), Puerto Rico, and Canada — this form does not extend to international shoots.
Questions, answered straight
No jargon on film & entertainment production coverage — just what you're actually asking.
No — this policy is strictly property coverage for equipment, sets, and footage. Cast and crew injuries and third-party liability need a separate liability policy.
Coverage C is built around the recorded media itself — talk with your VAB team at quote about your backup practices and how they factor into the coverage.
Yes, both can be added as a scheduled sublimit if your shoot location carries that exposure.
Yes — Coverage E is built specifically for property of others at your production locations.
No — this form doesn't extend to international shoots. Flag any shoot outside the US, its territories, Puerto Rico, and Canada before you schedule it.
Beyond This Coverage
What people in your situation also need.
Business Banking
Independent productions managing rental deposits, crew payments, and vendor contracts benefit from dedicated business banking for the project.
ExploreBusiness Services
A growing production company often needs broader operational support beyond insurance as it takes on more projects.
ExploreRelated Coverage
Coverage people pair with this.
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Property protection built around a fashion line's real risk: garments constantly in motion.
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Protection for the money already spent when an event can't go on as planned.
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Get paid when bad weather crosses a line you set — no claims fight required.
Learn moreReady to talk it through?
Get a quote in minutes, or ask Sgt. Savings a straight question first — no pressure, no runaround.
Insurance products described on this page are marketed by The Veteran Alliance, a licensed insurance producer, and underwritten by one or more separately licensed insurance companies, which may include Corgi Insurance Company and its affiliates. The insurer that actually underwrites your policy, its licensing status in your state, and any state-required notices will be identified in your quote and policy documents. Coverage, limits, eligibility, and pricing are determined by the underwriting insurer, may vary by state, and may change. Nothing on this page is a quote, an offer of insurance, a binder, or a guarantee of coverage — coverage takes effect only when a policy is issued.