Buy Rental Properties withZero Down Payment.Walk into your first rental with instant equity — guaranteed.
The Veteran Alliance Property Investor Jump Start Program matches veterans with a property from our available portfolio — zero down, closing costs rolled in — with the rent guaranteed and a tenant already living there.
What a deal looks like on paper
Numbers for illustration only — real figures live in the portfolio below.
No, this is not too good to be true.
Not a scam. Not a gimmick. Not a teaser rate. This program is built for veterans, by veterans — which is exactly why membership in The Veteran Alliance is exclusive to our community. Every matched property carries the same terms; nothing is negotiated deal-by-deal.
Matched with a property from our available portfolio — no down payment, and closing costs are rolled into the deal, not paid out of pocket.
That's the qualifying bar — reserves and income still matter, same as any mortgage.
Underwriting moves fast because the deal structure is already built.
Enough to cover the monthly principal & interest payment — that's the whole reserve ask.
No appraisal cost to you on your matched property.
Included on every property — five years of rent coverage built into the offer, not sold separately.
Covers all the mechanicals and appliances — a dead refrigerator or AC never comes out of your pocket.
Qualified members can be matched with up to 10 properties right away, with more available as the portfolio grows.
How the program actually works.
No mystery box. Here's the whole machine, start to finish.
We find the equity.
Our acquisition team finds homeowners in financial distress who are sitting on significant equity but don't qualify for a cash-out refinance, HELOC, or other traditional loan type — people who need a way out of their situation but don't want to lose the home they live in.
We marry you up with the seller.
The Alliance marries our member up with the seller, then structures the purchase loan at $0 down. Every deal is purchased at a price well below market value — so you walk into instant equity, with an already-placed renter. The homeowner gets a dignified exit instead of a foreclosure.
This pre-built structure is why the numbers on this page are possible: the qualifying bar is a 680 credit score and three months of reserves, the appraisal is free, closing costs are rolled into the deal, and closing happens in as little as 20 days because underwriting isn't starting from scratch.
We handle everything, end to end.
Every piece of the deal is done in-house by the Alliance: the purchase loan, the habitational insurance on the property, and the renter's insurance the tenant is required to carry. One team gets your first property up and running — you're not chasing a lender, an insurance agent, and a property manager separately.
The renter pays rent.
The previous owner stays right where they are — now your renter, paying market rent from day one. They keep their home; you start with rental income immediately. No listing, no make-ready, no vacancy, no tenant hunt — the lease is part of the closing package, so the first rent check is scheduled, not hoped for.
The rent is guaranteed.
Our guaranteed rent program backs every property with an insurance policy — five years of rent coverage built into the offer, not sold separately. If the rent isn't paid for any reason, or the property sits vacant between renters, the policy pays it. The classic landlord nightmare — the non-paying tenant — is insured away.
A three-year property warranty, included.
Part of the offering on every property: a three-year warranty covering all the mechanicals and the appliances. If the refrigerator dies or the air conditioner quits, you aren't stuck coming out of pocket to repair it — the warranty handles it.
Year two: the tenant's buy-back option.
At the end of two years, the tenant can elect to buy the rental property back from you — a built-in exit that turns your equity into realized profit. If they don't exercise it, nothing changes: you keep the property, the guaranteed rent, and every option an owner has — hold it, refinance it, or sell it.
Why the deal works.
A deal only holds together if every side of it wins. Here's what each side gets — no fine print, no hidden angle.
A way out that isn't foreclosure.
They were stuck: real equity in the home, but no way to reach it — no cash-out refi, no HELOC, no traditional loan. Selling to the program gets them out from under the debt, protects them from foreclosure and the credit damage that follows, and lets them stay in the home they live in — as a renter, with the option to buy it back in year two.
Equity on day one, income on day one.
You buy below market value with zero down and closing costs rolled in, so the equity is real the moment you sign. The home comes with its renter already living there, paying market rent that's insured for five years, plus a three-year property warranty. And the year-two buy-back option gives you a built-in exit if you want to cash the equity out.
Stability now, a path back later.
Life after the sale is steady: same house, same neighborhood, same schools — as a renter paying market rent, with the pressure of the old debt gone. And at year two, the buy-back option gives them a real path back to owning the home they never had to move out of.
The whole deal stays in the family.
The loan, the insurance, the warranty, the banking — every piece of the deal is a VAB product handled in-house, veteran to veteran. That's why the terms can stay this aggressive, and it's how the Alliance does what it exists to do: build veteran wealth one property at a time.
Available properties.
Real properties currently available to be matched — city and state shown, exact address shared once you're matched. Everyone can see up to 15 properties per state, real numbers included. Past 15, joining the Alliance unlocks the rest.
New properties are being matched right now.
Join now and a Personal Banker matches you directly as soon as a property clears the pipeline — no need to wait for the public list to update.
Join The AllianceProgram webinars.
Free sessions walking through the program end to end. Watch live, or register and we send the recording within 24 hours.
Next session
No session currently scheduled.
Check the replays below, or talk to a banker and skip the wait entirely.
Session calendar
August 2026
No sessions in August.
Watch past sessions
Sign up to watch past sessions.
Same as every VAB webinar — replays go to registrants. Give us your email and the replay library unlocks right here.
Program FAQ.
No — everyone sees up to 15 available properties per state, real numbers included, no login required. Joining the Alliance unlocks the properties beyond the first 15, real-time availability, and the ability to request a match.
Financing subject to underwriting and program qualification. This page and its webinar are educational, not investment advice.
Becoming a member.
The program is exclusive to Veteran Alliance members. Two requirements: you're part of the military community, and you hold four accounts with the Alliance.
★Who's eligible
- ✓Active duty, National Guard, and reserves
- ✓Veterans and military retirees
- ✓The current spouse of any of the above
- ✓Gold Star spouses
No military affiliation, no membership — that's the whole point of the Alliance. Non-affiliated customers can still use individual VAB products, just not this program.
4The four-account requirement
- ✓Account #1 must be banking — checking, savings, or CD. All banking counts as one account, no matter how many you open.
- ✓The other three can be any mix of VAB products: insurance, any lending product, home warranty, auto warranty, family office, group benefits, and more.
- ✓Accounts can be opened as part of becoming a member — you don't need them beforehand.
Fewer than four doesn't create enough organic conversation for your Personal Banker to actually help you. Membership is a two-way commitment: you bring us a real picture of your finances, and you get a dedicated Personal Banker as your single point of contact, member pricing across every product, and the concierge experience — including this program.
Ready to build your rental portfolio?
Join the Alliance and a veteran Personal Banker matches you with your first property — zero down payment, closing costs rolled in, a paying tenant already in place, guaranteed rent, warranty included.