Build Your Dream Home,
Not a Headache.
The VHP construction loan pairs with a veteran-run Custom Home Team so building doesn't turn into a year-long circus. Bring your own lot, buy one through us, or tear down and start over — then build it your way.
Your Land
Your Lot, Your Way.
Your call on where the home goes.
Already own land, free and clear or otherwise? We build on it.
Don't have land yet — the Home Team helps you find and finance a lot.
Own an older place that's not worth saving? Tear it down and start over on the same lot.
Your Design
Pick a Layout, Or Design One.
Stock, semi-custom, or full custom — your call.
Take one of our stock layouts and build it as-is. Fastest path to a closing date.
Start from a stock layout and change what you want — walls, rooflines, finishes, all negotiable.
Napkin sketch, a design you found anywhere, or a blank sheet. If it's buildable, we'll build it.
Available in almost every state. Backed by the full VHP program — underwriting, draws, permitting, and a Home Team of AI and human specialists who actually know construction, not just paperwork.
Before You Apply for Anything
See Your Home, Before You Build It.
Clip real inspiration, get real numbers, and know what you can afford — before you talk to anyone.
Pinterest, Instagram, a magazine page you snapped a photo of — drop it on your board. No app to learn, no blank canvas to stare at.
Every item gets a cost estimate — a real sourced price when we have one, an honestly-labeled ballpark when we don't. You always know which one you're looking at.
Your board gets checked against your real budget. When a cheaper pick gets you the same look, it tells you — you decide whether to swap.
Before You Apply for Anything
Check If VHP Is Available in Your State.
Pick your state and get a straight answer — no forms, no personal info, no waiting.
Ready to see what your build looks like?
Get preapproved and talk to your Home Team advisor.
Closing costs covered up to 10% of total construction cost. See a Home Team advisor for full program terms. VHP construction loan subject to underwriting approval; program availability varies by state.
The Veteran Alliance. Equal Housing Opportunity. All loans subject to underwriting and credit approval.