Stop overpaying. We'll handle it.
You've spent enough time on hold. Let our experts negotiate your bills and subscriptions while you focus on what matters. 100% free for VAB members — no fees, no percentage of savings, no catch.
Member Savings
Where the savings come from.
Typical savings across the categories we negotiate. Your actual numbers depend on your bills — we only win when you do.
Cable & Internet
$480/year
Cell Phone
$360/year
Insurance
$600/year
Subscriptions
$240/year
Utilities
$300/year
Medical Bills
$1,200/year
Add it up: $3,180/year in typical savings
No Catch
Why is this actually free?
Other services charge 40% of your savings. We charge nothing. Here's why.
VAB Covers the Cost
As a member benefit, we pay for this service. It's part of our commitment to your financial success.
No Hidden Fees
Other services take 40% of your first year's savings. We take nothing. Zero. Zilch.
No Strings Attached
Use it once, use it monthly - it's your benefit. No minimum account balance required.
The Bottom Line
We're not in the bill negotiation business — we're in the veteran financial wellness business. This service is a benefit, not a product. When you save money, you're in a better position to save, invest, and build wealth. Other bill negotiation services take almost half your savings. That's insane.
How It Works
Four steps. Zero phone calls on your end. All the savings.
Connect Your Accounts
Securely link your accounts so we can scan for savings opportunities.
We Find the Savings
Our experts identify bills that are too high and opportunities to negotiate.
We Negotiate For You
We handle the calls, the hold times, and the back-and-forth. You don't lift a finger.
You Keep the Savings
100% of the savings go directly to you. No fees, no catch, no BS.
Start saving now.
Connect your accounts and let us find the savings. It takes less than 5 minutes.
Coming Q2 2026
Bill negotiation services are launching soon. Join the waitlist to be first in line.
Join the WaitlistBank-level encryption. Your data is secure and never sold.
What We Tackle
Bills we negotiate.
If there's room to negotiate, we'll find it.
Internet & Cable
Comcast, Spectrum, AT&T, Cox
Cell Phone
Verizon, T-Mobile, AT&T
Auto Insurance
GEICO, Progressive, State Farm
Home Insurance
Allstate, Liberty Mutual, USAA
Medical Bills
Hospital bills, lab fees, procedures
Utilities
Electric, gas, water bills
Streaming & Subscriptions
Netflix, Hulu, gym memberships
Satellite TV
DirecTV, DISH Network
Questions? Answers.
Frequently Asked Questions
VAB negotiated a deal with our bill negotiation partners. We cover the cost as a member benefit because when you save money, you're in a better financial position. That's good for everyone.
Cable, internet, phone, insurance, medical bills, subscriptions, and more. If there's a bill with wiggle room, we'll find it.
Bank-level encryption. We never store your login credentials, and your data is never sold. Security is literally our business.
Most negotiations are completed within 5-7 business days. You'll get updates along the way.
Then you've lost nothing. No savings, no fee. We only succeed when you succeed.
Yes! We can also help cancel unwanted subscriptions. No more dealing with retention departments or 'cancel flows' designed to keep you paying.
Ready to Stop Overpaying?
Join the waitlist and be first to save when we launch in Q2 2026.