Skip to main content
The Veteran Alliance
Calculators
Free Tool · No Signup · No Firstborn Required

The mortgage calculator
that knows VA loans.

Funding fee math, disability exemption, zero-down, no PMI — the stuff generic calculators get wrong is built in. Ours, built by us, free for anyone who served.

Loan Details

VA loans allow $0 down payment

Placeholder only — enter the rate your lender actually quotes you

VA Loan Status

Monthly Payment

$2,964

per month (PITI)

Principal & Interest$2,583
Property Tax$273
Homeowners Insurance$108
PMI$0 (VA Benefit!)

VA Funding Fee

Funding Fee Rate2.15%
Funding Fee Amount$8,600
Total Loan Amount
$408,600

Calculation Assumptions

  • Property tax rate: 0.82% (state average)
  • Home insurance: $1,300/year (state average)
  • VA loan limit: $766,550 (2024)
  • No PMI required on VA loans

Like what you see? Get preapproved.

Turn this estimate into a real number — a preapproval costs nothing and takes minutes.

Apply for a VA Loan →

Next steps

The calculator's the start. Not the finish.

Don't lose these numbers

Estimated payment: $2,964/mo on $400,000. We'll email a copy so you're not screenshotting your phone.

Email my results
No spam, just your numbers.

By submitting, you consent to be contacted by The Veteran Alliance by phone, text, or email about your inquiry. Message/data rates may apply. Consent is not a condition of purchase.

Numbers look right?
Make them real.

A pre-approval from us is a real underwritten number — BAH grossed up, exemptions checked — not a widget guess. Free, and it makes your offer stronger.