Your Homeowners Policy Won't Cover Jack.
Most policies cap firearm coverage at $1,500-$2,500. That won't even replace your EDC, let alone your collection. We built firearm insurance that actually makes sense.
The Fine Print
The problem nobody talks about.
Spoiler alert: your insurance company is counting on you not reading the fine print.
Laughable Coverage Limits
Most homeowners policies cap firearms at $1,500-$2,500 total. That might cover your safe, but good luck replacing what's inside it.
Fine Print Nightmares
Theft? Maybe covered. Fire? Possibly. Flood? Probably not. Government confiscation? They'll laugh you out of the office.
When You Need It Most
PCS move? Deployment? That's when stuff goes missing. And that's exactly when you'll find out your coverage is useless.
What You Get
Coverage you can trust.
No BS. No surprises. Just real protection from people who understand.
Everything's Covered
Handguns, rifles, shotguns, NFA items, optics, suppressors, safes—if it's part of your collection, it's covered.
All-Risk Protection
Theft, fire, flood, accidental damage, even government confiscation. No deductible. No depreciation. Replacement cost, period.
Worldwide Coverage
Deployed? TDY? PCS? Your gear is covered wherever you go. Your insurance shouldn't ask permission.
Privacy First
Items under $5,000? No serial numbers, no photos, no detailed inventory. We're not building a registry.
Fast Claims
No 6-month investigations. File a claim, get it processed, get your check. Squared away in days, not months.
Talk to Real People
Every person you talk to is a veteran. No call centers. Just straight talk from people who've been in your boots.
Coverage Detail
What's actually covered.
If it goes bang, we've got it covered. And everything that makes it go bang better.
✓Firearms
- →Handguns (all types)
- →Rifles (bolt, semi-auto, lever)
- →Shotguns (pump, semi, over/under)
- →NFA items (SBRs, SBSs, suppressors)
- →Antique and collectible firearms
- →Custom builds and modifications
✓Accessories & Gear
- →Optics (red dots, scopes, thermals)
- →Suppressors and muzzle devices
- →Magazines and feeding devices
- →Slings, holsters, and carriers
- →Lights, lasers, and electronics
- →Cleaning kits and maintenance gear
✓Storage & Transport
- →Gun safes and vaults
- →Hard cases and soft cases
- →Range bags and backpacks
- →Wall mounts and display cases
- →Trigger locks and security devices
- →Dehumidifiers and safe accessories
✓Other Covered Items
- →Reloading equipment and supplies
- →Bows, crossbows, and archery gear
- →Airsoft and paintball equipment
- →Training aids and targets
- →Hearing and eye protection
- →Gunsmithing tools (personal use)
What's NOT Covered
Let's be straight about what we don't cover:
- ✕Ammunition (sorry, that's a consumable)
- ✕Knives, bayonets, and edged weapons
- ✕Items being worked on by a gunsmith
- ✕Illegal or unregistered NFA items
- ✕Normal wear and tear
Pricing
Pricing that makes sense.
No hidden fees. No surprises. Just straightforward coverage.
Basic Protection
For everyday collections
- ✓$0 deductible
- ✓Theft & fire coverage
- ✓Accidental damage
- ✓Worldwide coverage
- ✓24/7 claims support
Standard Coverage
For growing collections
- ✓$0 deductible
- ✓All-risk protection
- ✓Government confiscation
- ✓Worldwide coverage
- ✓Priority claims processing
Premium Coverage
For high-value collections
- ✓$0 deductible
- ✓All-risk protection
- ✓Government confiscation
- ✓Worldwide coverage
- ✓Express claims (48hr)
- ✓Concierge service
Bundle & Save: Add firearm insurance to your home or auto coverage and save.
Get Your Quote
Tell us about your collection. Takes about 5 minutes.
Choose Coverage
Pick the plan that matches your collection value.
Get Protected
Coverage starts immediately. No waiting period.
Frequently Asked Questions
Nope. For items under $5,000 each, we just need your total collection value. No serial numbers, no photos, no detailed inventory. For items over $5,000, we'll need basic documentation.
Just update your coverage amount. Takes 2 minutes. No new application, no waiting period. Buy a new rifle on Tuesday, covered by Wednesday.
Absolutely. SBRs, SBSs, suppressors, AOWs—if it's legal and registered, it's covered. Including the $200 tax stamp if it gets confiscated or destroyed.
Covered. Whether it's in your safe, on your hip, or locked in your vehicle. Accidental damage at the range, theft from your truck—covered.
No. Your rates don't increase because you filed a claim. That's the point of insurance. Use it when you need it.
Call, email, or use our app. Talk to a veteran who speaks your language. Most claims are processed in under a week.
Stop Gambling With Your Collection
Firearm insurance is coming soon. Get covered by people who actually understand what you're protecting.