Guaranteed Rent Insurance — the rent arrives either way.
When a covered tenant stops paying, the policy doesn't. Rental income protection for veteran landlords, priced by rent band and term — managed through VAB.
What It Covers
Income protection, spelled out.
The one risk landlord liability insurance doesn't touch: the rent itself.
Missed Rent, Covered
The check shows up even when the tenant's doesn't
- ✓Pays out when a covered tenant defaults on rent
- ✓Coverage matched to your actual monthly rent band
- ✓Fixed term lengths so you know exactly what's covered, and for how long
- ✓Per-tenant enrollment — cover the lease, not just the building
Built to Stack
Works alongside the Landlord Bundle
- ✓Landlord liability covers the property — this covers the income
- ✓Add it to an existing Landlord Bundle or carry it standalone
- ✓Security deposit insurance handles move-out damage; this handles the rent
- ✓One dashboard for every policy and certificate
Priced Like It Should Be
Rent band + term. That's the whole formula.
- ✓Plans quoted by monthly rent range, not opaque underwriting
- ✓Pick the term that matches the lease
- ✓Veteran member pricing through VAB
- ✓No annual gotcha — renew or walk at term end
Member Advantages
Why landlords add it.
Income Protection
Your mortgage doesn't pause when the rent does. Neither does this coverage.
Per-Lease Coverage
Enrolled tenant by tenant, so coverage tracks your actual exposure.
Fast Enrollment
Add a tenant, pick the plan that matches the rent — done in minutes.
One Dashboard
Certificates, terms, and renewals in your VAB member portal.
How It Works
From lease to covered in four steps.
Register Your Property
Set up your landlord account through VAB. Already in the Landlord Bundle? You can skip straight to step 2.
Add the Tenant & Lease
Enter the tenant and the monthly rent. That rent amount determines which plans you'll see.
Pick Your Plan
Choose the rent-band plan and term length that match the lease. Pricing is shown up front.
Collect Rent Either Way
If a covered tenant defaults, the policy steps in. Track everything from your member dashboard.
Frequently Asked Questions
Straight answers about Guaranteed Rent Insurance.
Landlord (property/liability) insurance covers the building and your liability — fire, damage, injury claims. Guaranteed Rent Insurance covers the income: if a covered tenant stops paying rent, the policy pays. Most landlords carry both, because losing the rent check is the more common hit.
Two inputs: the monthly rent band your lease falls into, and the term length you choose. You see the exact cost before you enroll — no quote-callback dance.
No — coverage is per tenant, per lease. You enroll each tenancy you want covered, which keeps the pricing honest and means you're never paying to cover an empty unit.
Yes. If you're already set up as a VAB landlord, Guaranteed Rent plans appear as an option when you manage a tenant's coverage in your member portal. No second onboarding.
VAB member pricing requires a verified membership. Non-members can still apply and will be connected with our insurance team.
Stop Underwriting Your Own Tenants
Apply for guaranteed rent coverage and a licensed specialist will follow up — manual underwriting, no instant bind. Pair it with the Landlord Bundle for full property + income protection.