Homeowners coverage, a few points under market.
A new admitted-carrier HO3 policy is opening for veteran members. Get on the list now and we'll bring you a firm quote the moment it's live.
Estimated Pricing
Estimated a few % under what you're paying today
Illustrative only. Your firm number comes once the carrier closes — this is what early pricing is tracking toward.
What's Coming
What you'll get.
The whole homeowners suite on one new admitted carrier — built for veteran members.
Full Dwelling Protection
The standard homeowners coverage, done right
- ✓Dwelling, other structures, and personal property
- ✓Loss of use / additional living expenses
- ✓Personal liability and medical payments
- ✓Admitted-carrier paper — state guaranty backing
Veteran Member Pricing
Built to come in under what you're paying
- ✓Early pricing tracking a few % under market
- ✓Low-risk profiles get the sharpest pencil
- ✓No teaser-rate games at renewal
- ✓One portal for every VAB policy
First in Line
Pre-sell list = priority quoting
- ✓We notify you the day the carrier opens
- ✓Your details are pre-filled — no re-typing
- ✓Firm quote delivered, you decide
- ✓Nothing binds until you say go
Own a condo instead? See HO6 condo coverage →
Straight Answers
What pre-sell means, in plain English.
Not yet — and we won't pretend otherwise. The admitted carrier is finalizing, so right now this is a pre-sell list. You give us your details, we hold your spot, and we come back with a firm quote the moment coverage opens. Nothing is charged and no policy is issued until you review that quote and say go.
It's an illustrative figure based on where early pricing is tracking — a few percent under typical market rates for low-risk profiles. It is not a bound rate. Your real number comes with the firm quote once the carrier closes.
Getting on the list means you're first in line for a quote, your details are already pre-filled, and you don't have to keep checking back. We do the watching; you get the notification.
VAB member pricing requires a verified membership. Non-members can still join the list and our insurance team will follow up.